In this article:
Getting married is a huge milestone and an exciting journey for you and your brand-new spouse. Aside from picking out your wedding registry list and devising the perfect reception menu, marriage requires quite a bit of logistical planning. Once the ceremony, reception, and honeymoon are over, it’s time to move in together and start your new life. When setting up a new home as a couple, there are some crucial things all newlyweds should consider. This guide is here to help you navigate the process, so you can set up a wonderful home you’ll love for many years.
The most important step of moving in together is to ensure that you find the right home for both of you. Keep these tips in mind to determine how to choose the best home as a newlywed couple.
Before you begin house hunting, set a budget and determine how much house you can afford. There’s more to buying a home than just the monthly mortgage payment. You’ll also need plenty of cash saved for the down payment, closing costs, property taxes, and homeowners’ insurance. Use an online calculator to help you better understand how much home you’ll be able to afford before you start your search.
An experienced real estate agent will be your biggest ally during the home-buying process. Be sure to make a list of your must-haves and your “nice-to-haves” before you choose an agent. This will make it easier for your agent to find the right home for you, as they’ll have a much clearer understanding of exactly what you want your brand-new home to look like. Be sure to mention your ideal location and what you’re looking for in a neighborhood.
You’ll need to get pre-approved through a bank or mortgage broker before you can make an offer on a home. Do some shopping online, compare current mortgage rates, and confirm the latest mortgage qualifications. Rates will vary based on a huge number of factors, so it’s best to start shopping early and try to “lock in” a rate once you’re pre-approved in case rates increase before you close on the home.
Once you find a home you like, you’ll need to get a professional home inspection. A home inspector can identify any major problems before you make an offer. Have a list of questions ready for the inspector, so you feel confident about your decision. Every potential buyer should get an inspection before buying a home. This can not only give you negotiating power, but it could also save you thousands of dollars in costly repairs later.
Remember, you can use your wedding registry to get some of the items you need for your new home. Here are some tips that every couple should know before making a home essentials list:
After your home inspection and closing, it’s time to decide exactly what you want to add to the home to make it functional and work for both of you.
Every home needs quality appliances, including a refrigerator, oven, washing machine and dryer, microwave, and HVAC system. You may want to purchase a whole-home warranty to protect your appliances in case they break down. This is a good way to protect your investment and gives you the option to make repairs as needed without breaking the bank. Get regular annual inspections of systems like your HVAC so you can avoid costly repairs later.
Not all newlywed couples have to buy all of their furniture at once. Start small by furnishing the rooms where you plan to spend most of your time, like the bedroom, living room, and dining room. The most important essentials should include a comfortable bed and mattress, a sofa for the living room, and a quality dining room table and chairs. Bring your existing furniture into the home to share if it’s still in good condition. You can always upgrade later as your needs and budget change.
Aside from appliances and furniture, there are some other basics you’ll need to set up your new home. Make sure you have plenty of cleaning supplies, a fully stocked first aid kit, and personal hygiene products. Ensure you have the kitchenware you need to cook and eat meals. Check that you have key electronics like a nice television set and a computer or a surround sound system if you enjoy entertainment at home. Don’t forget storage and organization items like coat hangers, storage bins, and shelving to keep your new home neat and tidy.
Now that you’re living together as newlyweds, there are a few key things to remember in order to achieve a happy coexistence. Managing finances is one of the most important things you’ll need to do together as a married couple.
Managing your finances is crucial to stay on the same page regarding your bills, savings, and splurges. One recent survey found that 54% of respondents said debt was a reason for divorce. Another study found that 48% of Americans argue with a spouse or partner over money. Here are a few things to remember so you’re both on the same page when it comes to finances:
One of the top stressors in marriage is the unequal distribution of housework. Many studies and surveys show that although many women work outside the home, they still tend to do most of the household chores. Here are some tips and ideas to help you both share the load while keeping your new home clean:
Once the wedding is over, it’s time to start planning your new future together as newlyweds. Follow the tips above for advice about finding the right home, getting the items you need, and working together regarding things like chores and finances. With some practice and patience, you’ll find that living together in your new home as a couple is a blissful and fulfilling experience.
Original article provided by ISN: https://www.inspectionsupport.com/resources/newlyweds-guide/